Looking for growth plus peace of mind? Let’s see how this fund makes wealth creation simpler for you.
What makes this fund unique?
At the core of this fund lies the BSE 500 Enhanced Value 50 Index, which carefully selects the 50 fundamentally strong yet undervalued companies from the BSE 500 universe. But unlike regular indices, this one has an enhanced value focus.
The selection is based on three important financial ratios:
- Book-to-price ratio – Finds companies trading below their actual worth, like buying a house for less than its construction cost.
- Earnings-to-price ratio – Measures how much profit a company generates compared to its market price, showing if you’re getting good value.
- Sales-to-price ratio – Compares company revenues with share price, highlighting strong businesses available at fair prices.
This systematic process ensures that only undervalued yet fundamentally strong companies make it to the portfolio. The result? A disciplined, diversified, and growth-oriented selection of stocks designed for long-term investors.
Key benefits for investors
So, what does this fund bring to the table for you? Here are the key benefits explained in simple terms:
- Potential for attractive returns – With historical data showing up to 35.4% growth^, the index has delivered higher performance compared to broader markets over time.
- Tax eligibility – Eligible for tax deductions and exemptions as per prevailing laws—helping you save while you grow your wealth.
- Transparent investing – Since it tracks an established index, you can easily monitor the companies included and the fund’s performance.
- Passive yet powerful – You don’t have to worry about stock-picking. The rules-based index approach does the heavy lifting, giving you peace of mind.
In short, you get a hands-off, smart way of investing that works even if you’re not actively following the markets every day.
How this fund fits your portfolio?
If you’re thinking—“I already invest in equities, why add this fund?”—here’s why:
- It’s a value-based diversifier. While many funds chase growth or momentum, this one sticks to undervalued opportunities, balancing your portfolio.
- It’s ideal for long-term wealth builders—whether you’re planning for retirement, your child’s education, or simply want steady growth over 10–15 years.
- It works well for first-time investors who want to start with a transparent, rules-based product without worrying about constant market tracking.
Think of it as adding a layer of discipline and strategy to your investments, ensuring you’re not just chasing trends but building wealth with consistency through ULIP Plan or diversified investment plans.
How to get started with this BALIC NFO
If you’re interested, here’s what to do:
1- Mark your calendar for the launch: September 6-18, 2025
2- Visit Bajaj Finserv website or talk to an advisor
3- Select a monthly premium based on your financial plan and coverage needs
4- Complete your KYC digitally
5- Sit back — you’re in
And the best part? You don’t need to worry about picking stocks. The index does the heavy lifting for you.
Conclusion
Wealth creation doesn’t have to mean sleepless nights or complicated stock-picking strategies. With the Bajaj Allianz Life BSE 500 Enhanced Value 50 Index Fund, you get the perfect mix of value investing, diversification, transparency, and ease.
Launched at Rs. 10 NAV** (available from September 6-18, 2025), this NFO gives you the chance to ride on a proven index methodology designed to create long-term wealth.
Invest smarter, not harder. Explore the Bajaj Allianz Life BSE 500 Enhanced Value 50 Index Fund today through ULIP and start your journey toward disciplined wealth creation!
NFO details:
Bajaj Allianz Life BSE 500 Enhanced Value 50 Index Fund:
- Available @ Rs. 10 NAV** from September 6-18, 2025
- Potential returns up to 35.4%^
- Tax benefits&
- 100% digital process
Disclaimer:
Disclaimer- *T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Life Insurance Corporation of India (LIC), Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Company Limited, HDFC ERGO General Insurance Company, TATA AIG General Insurance Company Limited, ICICI Lombard General Insurance Company Limited, New India Assurance Limited, Chola MS General Insurance Company Limited, Zurich Kotak General Insurance Co. Limited , Star Health & Allied Insurance Co. Limited, Care Health Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. ^ As on 31st July 2025, Please note that the fund aims to replicate the performance of benchmark index fund, subject to tracking error. Past returns of a fund are not necessarily indicative of the future performance of the fund. **Not available if policy issued after 18th Sept 2025. &Tax benefits as per prevailing Section 10(10D) and Section 80C (under old tax regime) of the Income Tax Act shall apply. URN No. BFL/Advt./24-25/825
